Owner Financing
Owner Financing
At Santa Cruz Properties, We Invest in People!
Finding a place to settle and spread your family’s roots is key to feeling like a part of a community, and our team at Santa Cruz Properties knows Texas communities are one of a kind. Even if you believe that you don’t have the credit or means to own property, our owner-financing services make it possible for people from all walks of life to build their dreams on the property they choose.
We believe everyone is entitled to participate in the American Dream. With unbelievable lots in Edinburg, Falfurrias, Robstown, Starr County, and in East Texas we are sure to have exactly what you are looking for, all at an affordable price.
Making the Dream a Reality
It’s far too common for people to be turned away from the land they’ve always wanted due to their credit history. At Santa Cruz Properties, you and your loved ones won’t run into this hurdle. Our real estate professionals will work tirelessly and passionately with all of your needs in mind to put you one step closer to owning the property you want without the worries of bad or non-existent credit.
With our owner financing services, you won’t have to experience the stress and worries that a bank loan can bring. Furthermore, you and your loved ones will be able to save an extra bit of cash on closing costs, have a say on the conditions of the loan and forego the need to qualify with a loan underwriter.
With Your Goals in Mind
Sadly, individuals are often turned away from purchasing property because of poor credit, but at Santa Cruz Properties, you and your loved ones don’t have to settle for less. Our real estate professionals will work tirelessly to meet all of your needs.
With our owner-financing services, you won’t have to experience the stress of trying to secure a bank loan, giving you more control over the details of your loan. Owner-financing is an ideal alternative to bank-financing and brings with it a whole slew of benefits, including:
- Reduced prices
- Low-interest rates
- Available even with no or poor credit
- Personalized terms
- Faster, cheaper closing
- No need to qualify for a mortgage
For nearly three decades, we have helped people from all backgrounds make their dream a reality. Now, we’re ready to do the same for you. We can help you find the perfect property, whether for your personal use or business purposes.
Why Choose Santa Cruz Properties
Purchasing property is an ideal way to begin building equity, rather than just continuing to pay monthly rent indefinitely. There are many reasons why owner-financed property ownership is one of the best ways to build equity in our day and age, but despite its most obvious ones, other benefits include:
EASY
Owner financing bypasses the red tape of traditional lenders. We work directly with you, even if you have bad credit or no credit, to easily make the jump to land ownership.
FAST
There is no need to wait for a loan, bank, or any outside approval. We are able to move quickly through the process so you can be using your new land in weeks rather than months.
AFFORDABLE
We price our lots to make them affordable for everyone. We have low closing costs, low down payments, and low monthly payments.